Buying car seats and children’s accessories can be hard on a family’s finances. Especially if you suddenly find yourself in a situation that wasn’t accounted for. Be it because you had an accident or something else. Either way – for some people it can be an expense that is hard to save for or because it became a sudden expense that was not planned for – you might have had to borrow money.

I don’t generally post these types of posts, though they are very much in the ‘Lifestyle’ and ‘Family’ category, they are not a car seat category or a safety category. But when  I was approached with this article and I read it, I decided that it is indeed a very very useful article that I think can help many families and therefore it does fit in with my readers.  :)

blog divider cars

Generation debt, generation rent. Call it whatever you want, but there seems to be ample literature to suggest that millennials – and even Generation Y – are considerably worse off financially than those before them, with many headed for a lifetime of debt.

That said, debt is by no means exclusive to the young; especially in the UK, where average household debt is now in the region of £13,000, excluding mortgages. Whether or not we are a country living beyond our means is a debate for another day, but it’s safe to say that being in debt is not something anyone enjoys.

So, if it is something that affects you and your family, here are some ways in which you can begin to chip away, and carve out a path to debt freedom.

The 0% balance transfer

Credit card debt is the most common type of unsecured debt, and while these pieces of plastic may be a convenient way to spend, the downside is that if you are unable to clear the balance each month, you’ll likely get stung by high-interest charges. Yet

Read the full original post here authored by Therese Gilbert. You can visit her blog here.

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